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Primary insurance acts as the first layer of coverage on common types of losses. These policies carry minimal cash value and allow for flexible payments of any amount at any time up to certain government-stipulated maximums. Additional Living Expense Insurance — Coverage under a Homeowners, Condominium and Renters policy reimbursing costs of residing in a temporary location until the insured's home can be made whole again. General Liability Insurance — Insurance designed to protect business owners and operators from a wide variety of liability exposures. Elimination Period — The time that must pass after filing a claim before a policyholder can collect insurance benefits.

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